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Excel

Loan Schedule & Lender Ledger Premium

A complete loan ledger in one file: up to 200 contracts on reducing-balance or flat interest, a payment log that splits principal, interest and late fees automatically, a per-contract schedule showing paid, overdue and upcoming installments, a printable statement for each borrower, a 4-offer comparison using the effective rate including fees, and a dashboard for outstanding principal, interest earned, top overdue borrowers and expected vs received each month. Works in Excel and Google Sheets. Thai law caps interest on private loans at 15% a year.

tTemply StudioDesigned for easier days
THB 299.00One-time purchase

Free vs Premium

FeatureFreePremium
Payment calculator + reducing-balance schedule
Extra payments: interest saved & months cut
Flat-rate to effective-rate converter
Multi-contract ledger (reducing or flat)
Payment log split into principal, interest & fees
Per-contract schedule with paid / overdue status
Printable statement / PDF
Compare 4 loan offers including fees
Dashboard: arrears, top overdue, monthly collection
Sheets3 sheets10 sheets
Try the free edition first