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Loan Amortization Schedule (Free)
Free edition, ready to use: enter amount, rate and term to get the payment and a full reducing-balance schedule; add extra payments to see interest saved and months cut, plus a flat-to-effective rate converter. Excel file that also works in Google Sheets. Upgrade to Premium any time.
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Free vs Premium
| Feature | Free | Premium |
|---|---|---|
| Payment calculator + reducing-balance schedule | ||
| Extra payments: interest saved & months cut | ||
| Flat-rate to effective-rate converter | ||
| Multi-contract ledger (reducing or flat) | ||
| Payment log split into principal, interest & fees | ||
| Per-contract schedule with paid / overdue status | ||
| Printable statement / PDF | ||
| Compare 4 loan offers including fees | ||
| Dashboard: arrears, top overdue, monthly collection | ||
| Sheets | 3 sheets | 10 sheets |