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Multi-Borrower Loan Ledger (Free)
Free edition, ready to use: one tab per borrower for up to 3 borrowers, reducing-balance interest at a monthly rate, extra borrowing, interest-only payments and paying down principal, with a summary of principal left, interest received and interest due next. Excel file that also works in Google Sheets. Upgrade to Premium any time.
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Free vs Premium
| Feature | Free | Premium |
|---|---|---|
| One tab per borrower + summary | ||
| Borrowers | 3 borrowers | 10 borrowers |
| Reducing balance, monthly rate | ||
| Extra borrowing · interest-only · paying down | ||
| Interest due next + paid-off status | ||
| Annual rate by actual days, per borrower | ||
| Worked examples of all 3 cases | ||
| Sheets | 5 sheets | 12 sheets |