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Template files and a getting-started guide
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Excel
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Personal Budget Planner (Free)
Free edition, ready to use: log income and expenses by category and see your monthly totals, balance and savings rate. Excel file that also works in Google Sheets. Upgrade to Premium any time.
FreeOne-time purchase
Test mode · No real payments
Free vs Premium
| Free | Premium | |
|---|---|---|
| Categorised income & expense log | ||
| Monthly summary + savings rate | ||
| Editable categories | ||
| Category budgets with overspend alerts | ||
| Full-year view, charts & spending heatmap | ||
| Savings goals with monthly target | ||
| Debt tracker with payments left | ||
| Sheets | 4 sheets | 8 sheets |